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Biden’s CFPB wants to know how consumers would reform banking and lending rules
Rohit Chopra, director of the Consumer Financial Protection Bureau.David Ryder/Bloomberg via Getty ImagesThe Biden administration is trying to empower consumers to help rewrite the rules governing how banks, lenders and other financial…
3 Ways Credit Cards Can Make You Richer
Image source: Getty Images
Don't assume that credit cards are going to make you worse off financially.…
Government Shutdown: Workers’ Credit Scores Still Affected
The government shutdown may have ended over four months ago, but De'von Russell is still constantly struggling.
The 31-year-old maxed out two credit cards when President Donald Trump partially shut…
Chance for a good life through risky hard work in America
The truth is that the opportunity to earn a good living through hard work is getting out of reach for too many Americans. As someone who has benefited greatly from our free enterprise system as an entrepreneur, I recognize that modern…
What are the income requirements for a bad credit car loan?
Your income is one of the main factors that determines whether or not you qualify for a bad credit car loan. This starts with meeting the lender's minimum income requirement. Subprime lenders generally require you to earn a…
Can you get a car loan with a charge on your credit report?
When a creditor decides to stop pursuing you for missed payments, they may list the debt as "charged off" and consider it a loss. A charge stays on your credit reports for up to seven years from the date of the first missed…